Terms and Conditions

1. User Conduct Requirements

As a user of our services, you agree to conduct yourself in a professional and lawful manner. Specifically, you must:

• 1.1 Provide accurate, truthful, and complete information in all interactions with us
• 1.2 Maintain the security and confidentiality of any access credentials provided
• 1.3 Use our services only for legitimate business purposes
• 1.4 Respect the intellectual property rights of Noesis Data and third parties
• 1.5 Refrain from any action that could damage our reputation or business interests

2. Prohibited Activities and Behaviors

The following activities are strictly prohibited when using our services:

• 2.1 Attempting to gain unauthorized access to our systems, networks, or user accounts
• 2.2 Transmitting viruses, malware, or other malicious code
• 2.3 Engaging in any form of fraudulent, deceptive, or misleading practices
• 2.4 Using automated systems or bots to access our services without permission
• 2.5 Interfering with or disrupting the operation of our services
• 2.6 Collecting or harvesting personal information about other users
• 2.7 Using our services for any illegal purpose or in violation of applicable laws

3. Content Guidelines and Restrictions

Any content you provide through our services must comply with these guidelines:

• 3.1 Content must not infringe on third-party intellectual property rights
• 3.2 Content must not contain defamatory, offensive, or harmful material
• 3.3 Content must comply with all applicable data protection and privacy laws
• 3.4 You retain ownership of your content but grant us necessary rights to provide our services

4. Age Restrictions and Requirements

Our services are intended for use by individuals who are at least 18 years of age or the age of majority in their jurisdiction, whichever is higher. If you are under this age, you may not use our services. If you are accessing services on behalf of a business entity, you confirm that you have the legal authority to bind that entity to these terms.

5. Compliance with Laws and Regulations

You are solely responsible for ensuring that your use of our services complies with all applicable laws, regulations, and industry standards in your jurisdiction. This includes but is not limited to:

• 5.1 Data protection and privacy laws (including GDPR where applicable)
• 5.2 Business licensing and registration requirements
• 5.3 Tax obligations and reporting requirements
• 5.4 Industry-specific regulations relevant to your business

6. Indemnification Obligations

You agree to indemnify, defend, and hold harmless Noesis Data, its officers, directors, employees, contractors, and agents from and against any claims, liabilities, damages, losses, costs, or expenses (including reasonable legal fees) arising from or related to your use of our services, violation of these terms, or infringement of any third-party rights. This indemnification obligation survives termination of your use of our services.

7. Privacy and Data Protection

When using our services, you must respect privacy rights and handle personal data responsibly. If you provide us with personal data about third parties, you represent that you have obtained all necessary consents and have the legal right to share such information. You must comply with our Privacy Policy and applicable data protection laws in all data processing activities.

8. Third-Party Interactions

Our services may contain links to third-party websites or integrate with third-party services. We are not responsible for the content, privacy practices, or terms of use of these third parties. Your interactions with third parties are solely between you and them, and you should review their terms and policies before engaging with their services.

9. Disclaimer of Warranties

Our services are provided "as is" and "as available" without warranties of any kind, either express or implied. To the fullest extent permitted by law, we disclaim all warranties, including but not limited to:

• 9.1 Warranties of merchantability, fitness for a particular purpose, and non-infringement
• 9.2 Warranties regarding accuracy, reliability, or completeness of information
• 9.3 Warranties that our services will be uninterrupted, secure, or error-free
• 9.4 Warranties regarding specific results or outcomes from using our services

We make reasonable efforts to ensure quality and accuracy, but we cannot guarantee that our services will meet all your requirements or expectations.

10. Limitation of Liability

To the maximum extent permitted by applicable law, Noesis Data shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from:

• 10.1 Your use or inability to use our services
• 10.2 Any unauthorized access to or use of our servers or personal information
• 10.3 Any interruption or cessation of transmission to or from our services
• 10.4 Any bugs, viruses, or similar harmful components transmitted through our services
• 10.5 Any errors or omissions in content, or any loss or damage incurred from use of content

11. Consequential Damages Exclusion

In no event shall our total aggregate liability to you for all claims arising from or related to these terms or our services exceed the amount you have paid us, if any, in the twelve months preceding the claim. This limitation applies regardless of the legal theory on which the claim is based, whether in contract, tort, strict liability, or otherwise.

12. Force Majeure

Neither party shall be liable for any failure or delay in performance under these terms due to circumstances beyond their reasonable control, including but not limited to acts of God, natural disasters, war, terrorism, labor strikes, government actions, or failures of third-party service providers. During such events, the affected party's obligations shall be suspended to the extent necessary.

13. Governing Law and Jurisdiction

These Terms and Conditions shall be governed by and construed in accordance with the laws of the Republic of Cyprus, without regard to its conflict of law provisions. Any disputes arising from or related to these terms or our services shall be subject to the exclusive jurisdiction of the courts of Larnaca, Cyprus.

14. Dispute Resolution Procedures

In the event of any dispute, controversy, or claim arising from these terms, the parties agree to first attempt to resolve the matter through good faith negotiations. The dispute resolution process shall proceed as follows:

• 14.1 Informal Negotiation: The parties shall attempt to resolve disputes through direct communication for at least 30 days
• 14.2 Mediation: If negotiations fail, either party may request mediation by a neutral third party mutually agreed upon
• 14.3 Litigation: If mediation is unsuccessful, either party may pursue resolution through the courts of Larnaca, Cyprus

15. Severability Clause

If any provision of these Terms and Conditions is found to be invalid, illegal, or unenforceable by a court of competent jurisdiction, that provision shall be deemed severed from these terms. The remaining provisions shall continue in full force and effect. The invalid provision shall be replaced with a valid provision that most closely matches the intent of the original provision.

16. Terms Modification Policy

We reserve the right to modify these Terms and Conditions at any time. Changes will be effective upon:

• 16.1 Posting the updated terms on our website with a new "Last updated" date
• 16.2 Providing notice to users with active service agreements via email
• 16.3 Displaying prominent notification on our website for material changes

Your continued use of our services after changes are posted constitutes acceptance of the modified terms. If you do not agree to the changes, you must discontinue use of our services.

17. Entire Agreement

These Terms and Conditions, together with our Privacy Policy, Cookie Policy, and Terms of Service, constitute the entire agreement between you and Noesis Data regarding the use of our services. They supersede all prior or contemporaneous communications, proposals, and agreements, whether electronic, oral, or written.